Access to finance / financial affairs
Access to finance on reasonable terms is a pre-condition for companies making the investment necessary to drive growth and maintain competitiveness. Finance needs to be available through multiple channels in order to both provide stability and meet the different financing needs of companies of all sizes, notably SMEs. The lack of access to finance poses limits to businesses operating at their full potential, reduces investment and diminishes growth prospects.
A failure to properly balance stability and growth considerations regarding financial regulation risks becoming an increasing constraint as businesses demand for finance picks up with the economy.